The national banking industry more chose to assemble the third party’s fund through the cheap fund. Savings and dominated savings compared with the promising fixed deposit the flower were higher. This policy became the strategic step in appearing the potential for inflation that continued high. Banking statistics that were published by the Indonesian Bank (BI) per April 2008 showed that savings recorded the highest rise of 28.3 percent of Rp 383,303 trillion to Rp 434,105 trillion.

In April 2007 savings that succeeded in being gathered by most was dominated by currency rupiah as big as Rp 334,133 trillion and in the form of foreign currency (foreign currency) as big as Rp 4,170 trillion. This condition continued until April 2008 where savings in the form of rupiah still dominated as big as Rp 423,827 trillion and the rest of them in the form of foreign currency as big as Rp 10,278 trillion. Besides this, also experienced the increase after savings of 12 percent of Rp 338,424 trillion to Rp378,087 trillion. In April 2007, the collection gyro was dominated by currency rupiah as big as Rp 245,802 trillion and the rest of them in the form of foreign currency as big as Rp 92,622 trillion.

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